Arranging cover for mascots is something we started doing some time ago now we have everyone from Mickey Mouse to the Incredible Hulk, mascots insurance for those who dress to entertain.
Insurance for mascots
For many businesses both large and small, teams and many clubs across the world are recognised by their mascots, it's a huge industry just by itself. Imagine Disney World without the dedicated people who dress up as Mickey, Donald or Goofy, it just wouldn't be the same place.
But something many don't think of is the costs involved and the insurance that is needed to protect our beloved mascots, costumes can often be worth a lot of money and when your visibility is restricted as well as your normal movement accidents can happen.
What does mascot insurance cover?
Mainly due to the nature of working with the public most mascots will only ever need public liability insurance, however, if say you employ someone even part time to dress up and take on the role of a mascot you will need to cover them under your employers' liability insurance also.
As well as mascots the cover is very similar to that of sumo suits which we can also arrange cover for, so really this mascot insurance is for anyone who dresses up for entertainment purposes.
FML a great choice for niche markets
FML have strongly believed for years in providing insurance services for small niche areas that many brokers and insurers often just try to avoid.
Working alongside business owners, UK insurers and governing bodies we have developed many policies that previous were either not or inadequately covered. We only arrange insurance with top UK insurers and Lloyds syndicates.
- Public liability
- Employers liability
- All risks cover (Costume)
Sumo Suits Conditions It is a condition precedent to liability that
- All participants must be of a similar age and size
- If the competition ring is set up on a firm surface it must have foam safety mats at least two inches thick in the ring and have air cushions or beds outside the ring to prevent injury when falling
- The ring must have a clearance of at least two metres from any property and/or spectators
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