Painters and Decorators Insurance
Insurance for painters and decorators expertly tailored to each individual business, correct levels of cover applied at competitive premiums.
Insurance cover for painters and decorators
Painters insurance is a combined insurance cover package designed and tailored to your business. It covers you and your business against financial losses incurred when you are found liable for damage to a third party's property or an accident resulting in illness, injury or death. Employers liability is added as a legal requirement for those who employ staff even on a temporary basis.
As well as protecting you whilst you work there are cover options available that when combined with your liability insurance will protect your business correctly. It can include cover for your buildings, materials, commercial fleet and you can also add cover for such things as personal injury, business disruption as well as cover for legal expenses when defending against a claim.
Why choose FML Insurance?
There are many reasons to choose FML from actually speaking to a real qualified insurance adviser, to the many years of experience we have had arranging insurance for many different types of businesses that operate in the UK.
All insurance is arranged with top UK insurers. Once your adviser has gathered the information needed they will present that information to the underwriters that currently offer the best levels of cover and the most competitive premiums on your behalf.
FML's brokers will answer any questions you have, they will make sure you understand all the requirements and will discuss with you any exclusions that may apply to any of the cover options you have chosen. With all this in mind we always urge you to read through the documentation carefully and do not hesitate to speak to us should you have any concerns.
Core cover options include
- Public Liability Insurance
- Employers Liability Insurance
Optional cover options you may require
- Contract Works
- Own plant and tools
- Employees tools
- Hired-in plant
- Temporary Buildings
- Commercial fleet
- Legal Expenses
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